INCAT FaaS AI

Fintech as a Service AI

 

A comprehensive transaction platform
for financial transactions

Set up your own bank in a few weeks

The platform, in the form of a service, enables efficient implementation of all processes necessary for conducting financial activities, taking into account operational security standards and applicable legal regulations.

For whom?

FOR FINANCIAL ENTITIES SUCH AS FINTECHS, CHALLENGER BANKS, WHICH:

are at the beginning of their business path

want to quickly verify the legitimacy of their business idea

want to reduce the costs of starting their business

do not have developed infrastructure and IT resources

do not want to get involved in technological challenges related to implementation

INCAT FaaS AI functionalities

Transaction platform in the FaaS model - Fintech as a Service

Implementation of all necessary transaction processes as part of a comprehensive service

Integration with external operating systems

Fraud Detection based on a system that tracks unusual user activities

AML module, preventing the use of the banking system for undesirable purposes

Process automation based on advanced machine learning mechanisms

Support for your business

The implementation of the financial product MVP in just a few weeks

High functional and technological
scalability

Minimizing
operational risk

The ability to quickly
verify
a business idea

Low initial
investment

Flexible
billing model

Integration

The INCAT FaaS AI platform allows the system to be integrated with the financial ecosystem by:

INTEGRATION WITH SUPPORTING SYSTEMS

INTEGRATION WITH SUPPORTING SYSTEMS

The integration layer of the solution provides access to selected external operating systems, such as AML, Anti-fraud, KYC.
COMPLIANCE WITH THE IDEA OF OPEN BANKING

COMPLIANCE WITH THE IDEA OF OPEN BANKING

The open interface of banking applications enables access to data collected by financial entities.
INTEGRATION WITH SOLUTIONS OFFERING SERVICES WITH THE LICENSE SHARING MODEL

INTEGRATION WITH SOLUTIONS OFFERING SERVICES WITH THE LICENSE SHARING MODEL

The INCAT FaaS AI solution allows sharing of the required licenses (TPP and payment license) in the White Label model.

Operational security

The INCAT FaaS AI platform guarantees stability in critical areas for financial organisations, such as:

Operational continuity

Data safety

Transaction safety

Flexible service model

Depending on the needs of your business, we offer three ranges of service: Silver, Gold and Platinum.

  • Silver

  • $0/mo
  • Implementation

    • License
    • The scope of process implementation indicated by the client
    • _
    • API Documentation
    • User Guide
    • Standard implementation support
    • Maintenance support provided by the designated team

     

    SLA

    • System development takes place as part of the product development roadmap
    • Standard SLA
    • Maintenance support provided by the designated team

     

    Solution availability and performance

    • System availability minimum 95%
    • Processing up to 30 queries per minute in the areas of:
      • Customer API
      • Account API
      • Product API
    • Up to 100 queries per minute in the areas of:
      • Transaction API
      • Card transaction API

  • Gold

  • $0/mo
  • Implementation

    • License
    • The scope of process implementation indicated by the client
    • Multiinstitutionality/ Multibranding
    • API Documentation
    • User Guide
    • Extended implementation support
    • Maintenance support provided by an account manager

     

    SLA

    • The development of the system takes place under a dedicated customer roadmap
    • High priority SLA
    • Maintenance support provided by a dedicated account manager

     

    Solution availability and performance

    • System availability minimum 98%
    • Processing up to 1000 queries per minute in the areas of:
      • Customer API
      • Account API
      • Product API
    • Up to 10 000 queries per minute in the areas of:
      • Transaction API
      • Card transaction API

  • Platinum

  • $0/mo
  • Implementation

    • License
    • The scope of process implementation indicated by the client
    • Multiinstitutionality/ Multibranding
    • API Documentation
    • User Guide
    • Dedicated implementation environment
    • Maintenance support provided by a dedicated account manager

     

    SLA

    • The development of the system takes place under a dedicated customer roadmap with the highest priority of implementing changes
    • The highest priority SLA
    • Maintenance support provided by a dedicated account manager

     

    Solution availability and performance

    • System availability minimum 99.7%
    • Processing up to 1000 queries per minute in the areas of:
      • Customer API
      • Account API
      • Product API
    • Up to 10 000 queries per minute in the areas of:
      • Transaction API
      • Card transaction API

Let’s talk

    *mandatory field

    The administrator of your personal data is Incat sp z o.o. with its registered office in Wrocław, ul. Braniborska 40, 53-680 Wrocław, KRS 0000599310. The administrator has appointed a Data Protection Officer who you can contact in matters related to your personal data: a) by e-mail (biuro@incat.com.pl) or b) by correspondence to the address of Incat sp z o.o., ul. Braniborska 40, 53-680 Wrocław (with the note Personal Data Protection) Your data will be processed on the basis of art. 6 clause 1 lit. f) GDPR – the Administrator’s legitimate interest in answering your questions, no longer than necessary to perform this task and to meet any legal requirements in the event of legal claims. We process your data on our own. However, in order to process your queries, we can entrust your data to our subcontractors who support us in maintaining and managing our website, i.e. technical service providers that support the infrastructure needed for the functioning of the website, including hosting. You have the following rights related to the processing of your personal data by us: the right of access to data, the right to rectification, the right to delete data, the right to object, the right to limit data processing, the right to transfer data, the right to lodge a complaint to the President of the Office for Personal Data Protection. Providing data is voluntary, but necessary to receive an answer to your inquiry.